advice state laws help information
advice state laws help information
A rule of conduct or procedure established by custom, agreement, or authority. The body of rules and principles governing the affairs of a community and enforced by a political authority; a legal system: international law. The condition of social order and justice created by adherence to such a system: a breakdown of law and civilized behavior. A set of rules or principles dealing with a specific area of a legal system: tax law; criminal law. A piece of enacted legislation. What is Law?
Mortgage Pre-approval

In lending, pre-approval has two meanings:

1. The first is that a lender, via public or proprietary information, feels that a potential borrower is completely credit worthy enough for a certain credit product, and approaches the potential customer with a garuntee that should they want that product, they would be guarnteed to get it. This rarely happens in the financial services industry, usually what happens is pre-qualification instead.

2. The second meaning has to do with mortgage lending. People interested in buying a house can often approach a lender, who will check their credit and verify their income, and then can guarantee they would be able to get a loan up to a certain amount. The people can then take a letter of pre approval from the lender, and when shopping for a home can have possbly an advantage over others because they can show the seller that they are garunteed to be able to buy the house.


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Someone You Know or the Woman You Love?”

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